The Financial Advice That Will Leave You "Astonished" | The Oprah Winfrey Show | OWN financial advice

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Are you living beyond your means? In this 2001 after-the-show moment, Oprah called that one of the biggest problems facing Americans. “I’ve made every salary, so I know what it’s like making 12 [thousand] and think, ‘If I only made 100…all my problems would be solved’. But what you do is just carry the debt with you”, she said. For more on #oprahwinfreyshow, visit

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32 comments

Troy 22/09/2021 - 5:46 AM

Lol people been saying the same things for decades. People will never get it. We will have the same type of clip in 2040.

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Get on with it. 22/09/2021 - 5:46 AM

I make 80 grande a year and I shop for all of my clothes from Walmart. Even my watch is from Walmart. The only expensive thing I own js my running shoes. To those that run you understand how important it is to have comfortable running shoes that don't squeeze your feet.

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Dylan Schrom 22/09/2021 - 5:46 AM

Anyone else find this after looking for the dave ramsay Oprah video?

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Nidal World 22/09/2021 - 5:46 AM

Lesson from this video: Nothing.

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Eli Underwood 22/09/2021 - 5:46 AM

I searched “Dave Ramsey on Oprah” this is not Dave Ramsey

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ChangedName _ 22/09/2021 - 5:46 AM

Very true

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Lea Que 22/09/2021 - 5:46 AM

Does it say which episode is this from and who is the expert? I must be missing it. Ty

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E KL 22/09/2021 - 5:46 AM

'Take care of the pennies and the pounds will take care of themselves' – my English Grandma's advice. It's the little dollar/pound/euro here and there that really adds up.

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NOAH freaking THOMAS 22/09/2021 - 5:46 AM

problems Americans are facing*

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Thembelani 22/09/2021 - 5:46 AM

Oprah is just hillarious.

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Clay Heater 22/09/2021 - 5:46 AM

I knew that I wasn’t going to be “astonished” in 2 mins and 36 secs, yet I clicked on this video anyway. Fml. 😂

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Penso Positivo 22/09/2021 - 5:46 AM

Agree you won’t immediately stop 🛑 but it will make you conscious 🤔

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David 22/09/2021 - 5:46 AM

“if you have a computer” 😂

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Coryraisa 22/09/2021 - 5:46 AM

Another solid bit of sound financial advice…avoid confusing a NEED with a WANT.

I see so many people confuse the two and land themselves in mountains and avalanches of debt because they have been taught that they "need" the latest car on the market or that they "need" a big house with a big yard or "need" a luxury condo with all the trimmings in a fancy high-rise.

They've been taught that they "need" that big-screen television and that they "need" to live in a "nice" neighborhood in the suburbs.

Too many of us have been conditioned into thinking that we "need" to either be ordering out or eating out several times a week…I know, I fell into that trap several years ago and had to break out of that conditioning…I was a restaurant freak for years. 😅😅😅

Many of us have been sold on the false notion that we "need" a new wardrobe of clothes every single new season.

Take time out to divide your needs versus your wants…I know I had to do this to get rid of my debt and be able to retire.

I happily found I could live easily without eating out three or four times every week and without buying new holiday decorations every single holiday season.

Now I only eat out once every few weeks and avoid overpriced restaurants.

I now take better care of the holiday decorations I do have by storing them carefully in a set place in sealed containers…I'm now in the middle of a massive decluttering project in my home…so my decorations last much longer, stay free of dust and I can use the same ones for many, many years without feeling compelled to buy new ones.

So…take stock of what you truly need…do you truly need that big-screen television?

If you live in a big city like LA, San Francisco, New York, DC or Chicago, you really don't need a car at all…you can rent one on occasion or take public transpo.

Stop thinking that taking the subway or bus is "beneath" you.

Even the stylish, wealthy Oprah took buses and trains for years, especially when she lived in Baltimore. 😊😊😊

If you are single and either have no children or your children are long-grown and you have no pets…living in an apartment instead of a large house with a huge yard is no shame.

There are fine apartments and smaller houses out there that do have extra bedrooms for guests and storage.

Some apartments…even those low-rise garden-style ones without the fancy gyms and swimming pools…have small balconies for gardens.

Many city and even some suburban apartments have rec centers close by with wonderful playgrounds, pools and parks for visiting grandkids and great-nieces and nephews to play in.

Be creative…make space and prioritize❣

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MOWOR1 22/09/2021 - 5:46 AM

Oprah is worth 3 billion ? Wtf

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Erik Rohr 22/09/2021 - 5:46 AM

Ric Edelman!

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Jasmine Orchard 22/09/2021 - 5:46 AM

I rather hear O speak on stuff than her guest. I can’t feel them

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I am A smurf 22/09/2021 - 5:46 AM

Oprah Winfrey lives below her means yeah right what a disgracefull rant from this deadset deceitfull lier

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Joe Curran 22/09/2021 - 5:46 AM

Cars.

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ALI ALEXANDER 22/09/2021 - 5:46 AM

Oprah, you look so pretty right now. Life is a joke.

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Angela Stewart 22/09/2021 - 5:46 AM

When you get tired of being broke . I guess you learn to track your $.

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frederick jones 22/09/2021 - 5:46 AM

Invest in options and be forever great full you did.many has been able to come off debt by investing in options and making huge profit.if interested contact me via warriortrader88@gmail.com

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reignnskye 22/09/2021 - 5:46 AM

Who is this guy?

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Patches O'Houlihan 22/09/2021 - 5:46 AM

That was it? Astonishing. Yeah right.

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Phil Thomas 22/09/2021 - 5:46 AM

My Dad said, pretend like you did not get that raise. I bought a car that cost $15,000 instead of the $25,000 dollar sedan.

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runnofff 22/09/2021 - 5:46 AM

Lol at first I thought it was Judd apatow sitting in the chair.

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barbara hartley 22/09/2021 - 5:46 AM

I looked at washclothes at Walmart today….Who spends 8 bucks on a washcloth?

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matt bardot 22/09/2021 - 5:46 AM

"if you have a computer" woah… 2001 was a long time ago

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Lilly Gutierrez 22/09/2021 - 5:46 AM

Oprah isn't worried about money

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vman 22/09/2021 - 5:46 AM

I'm not astonished

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Walden Smith 22/09/2021 - 5:46 AM

Oprah. Thks for your concerns on money. I recently released a Youtube video on money titled giving and receiving. No obligation can be accessed with rev. waldensmith. This is free to all on youtube with no monetary attachment. This video presentation was prepared from a different perspective. If you feel led kindly pass on to others.

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Gavin Burnes 22/09/2021 - 5:46 AM

Lady in orange ? That’s pink O

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